How to check if a car has outstanding finance
If a car still has finance owed, the lender can take it back, even from you. Here's how to check in two minutes, and what to do if a car fails.
Natalie Pilling· Updated 26 Oct 2026
What each part of a car history check means: finance, write-offs, MOT history and mileage.
If a car still has finance owed, the lender can take it back, even from you. Here's how to check in two minutes, and what to do if a car fails.
Natalie Pilling· Updated 26 Oct 2026
A reg check, a number plate check and a car checker all look up the same thing: a car's records. Here's every check, what it answers and which are free.
Hubert Rachwalski· Updated 26 Oct 2026
Past MOTs show what's gone wrong, what's been put off and whether the mileage adds up. Here's how to read them before you buy a used car.
Natalie Pilling· Updated 26 Oct 2026
Clocking winds back a car's mileage so it looks less worn than it is. Here's how to spot it from the MOT record and at the viewing.
Maciej Kalka· Updated 26 Oct 2026
An insurance write-off can hide crash damage. Here's how to check a car's write-off category, what each one means and when to walk away.
Michał Żelazko· Updated 26 Oct 2026

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